Free Financial Calculators
Free, accurate financial calculators for mortgages, loans, savings, retirement and more. Instant results, no sign-up. 58+ tools, all private — nothing you type leaves your browser.
Most popular calculators
Unit Price Calculator
Enter two package prices and sizes to see the price per ounce, pound or item side by side — and which one is the better buy. Free and instant.
Pay Raise Calculator
See your new salary, the dollar increase, extra pay per month and your new hourly rate from any percentage raise. Is 3% a good raise? Check now.
Discount Calculator
Enter the price and % off to get the final sale price and how much you save. Handles stacked deals like 20% off plus an extra 15% off.
Percentage Calculator
Find X% of any number instantly. Example: 15% of 200 = 30. Formula and worked examples included — free, private, works on any phone.
Mortgage Calculator
Free mortgage calculator. Estimate your monthly home loan payment, total interest and full amortization schedule.
Compound Interest Calculator
Free compound interest calculator with monthly contributions. See how savings and investments grow over time.
Debt Payoff Calculator
Free debt payoff calculator. See how long to clear a balance and the total interest at your monthly payment.
Salary to Hourly Calculator
Free salary to hourly calculator. Convert an annual salary into an equivalent hourly wage.
Loans & Mortgage
Repayments, interest and amortization for any loan.
Mortgage Calculator
Free mortgage calculator. Estimate your monthly home loan payment, total interest and full amortization schedule.
Loan Calculator
Free loan calculator for any fixed-rate installment loan. Find the monthly payment, total interest and payoff schedule.
Auto Loan Calculator
Free car loan calculator. Calculate your monthly auto payment, total interest and the real cost of financing a vehicle.
Student Loan Calculator
Free student loan calculator. Estimate your monthly student loan payment and total interest by balance, rate and term.
Home Equity Loan Calculator
Free home equity loan calculator. Estimate the monthly payment and total interest on a HELOC or home equity loan.
Business Loan Calculator
Free business loan calculator. Work out the monthly repayment and total cost of a small business or SBA-style loan.
Boat Loan Calculator
Free boat loan calculator. Estimate the monthly payment and total interest to finance a boat or yacht.
RV Loan Calculator
Free RV loan calculator. Estimate monthly payments and total interest to finance a motorhome or camper.
Mortgage Refinance Calculator
Free refinance calculator. See your new monthly payment and how much you save by refinancing your mortgage.
Biweekly Mortgage Calculator
Free biweekly mortgage calculator. See how paying every two weeks shortens your loan and saves interest.
Interest-Only Mortgage Calculator
Free interest-only mortgage calculator. Compare the interest-only payment to the full principal & interest payment.
Balloon Loan Calculator
Free balloon loan calculator. Find the regular payment and the large balloon amount due at the end of the term.
Loan Affordability Calculator
Free loan affordability calculator. Enter the payment you can afford to find the maximum loan amount.
Down Payment Calculator
Free down payment calculator. See the cash needed and the resulting loan amount for any home price and percentage.
Extra Payment Mortgage Calculator
Free extra payment mortgage calculator. See how extra monthly principal payments shorten your loan and cut interest.
Savings & Investing
Grow money with compound interest and reach goals.
Compound Interest Calculator
Free compound interest calculator with monthly contributions. See how savings and investments grow over time.
Simple Interest Calculator
Free simple interest calculator. Compute interest and the total amount using principal, rate and time.
Savings Calculator
Free savings calculator. Project your savings account balance from a starting amount, monthly deposits and interest.
CD Calculator
Enter your deposit, APY and term to see exactly what a certificate of deposit earns at maturity. Compare 1-year, 3-year and 5-year CDs in seconds.
APY Calculator
Free APY calculator. Convert a nominal interest rate and compounding frequency into annual percentage yield.
Investment Calculator
Free investment calculator. Project portfolio growth from a lump sum plus recurring contributions and returns.
SIP Calculator
Free SIP calculator. Estimate the maturity value of a monthly systematic investment plan.
Future Value Calculator
Free future value calculator. Find what a present sum will be worth after growth at a given rate.
Present Value Calculator
Free present value calculator. Find what a future amount is worth in today's money at a discount rate.
Savings Goal Calculator
Free savings goal calculator. Find the monthly amount needed to reach any target by your deadline.
Millionaire Calculator
Free millionaire calculator. Find out how long until your savings reach one million dollars.
Rule of 72 Calculator
Free Rule of 72 calculator. Estimate how many years it takes for an investment to double.
Inflation Calculator
Free inflation calculator. See how much an amount will cost in the future and how much value it loses.
Emergency Fund Calculator
Free emergency fund calculator. Find your target safety net based on monthly expenses and months of cover.
College Savings Calculator
Free college savings calculator. Project a 529 or education fund from contributions and expected return.
Retirement
Plan how much you will have when you stop working.
Retirement Calculator
Free retirement calculator. Project your retirement savings from current balance, contributions and return.
401(k) Calculator
Free 401(k) calculator. Project your 401(k) balance at retirement including ongoing contributions and growth.
Roth IRA Calculator
Free Roth IRA calculator. Project tax-free retirement growth from annual contributions and expected return.
FIRE Calculator
Free FIRE calculator. Find your financial independence number and how many years until you can retire early.
Retirement Withdrawal Calculator
Free retirement withdrawal calculator. See the safe annual and monthly income from your retirement savings.
Debt Payoff
See how fast you can become debt-free.
Debt Payoff Calculator
Free debt payoff calculator. See how long to clear a balance and the total interest at your monthly payment.
Credit Card Payoff Calculator
Free credit card payoff calculator. Find how fast you can clear a card and the interest at a fixed payment.
Credit Card Minimum Payment Calculator
Free minimum payment calculator. See how long and how much it costs to pay only the credit card minimum.
Debt-to-Income Ratio Calculator
Free debt-to-income ratio calculator. Find your DTI percentage that lenders use to approve loans.
Salary & Pay
Work out pay, raises, overtime and take-home.
Salary to Hourly Calculator
Free salary to hourly calculator. Convert an annual salary into an equivalent hourly wage.
Hourly to Salary Calculator
Free hourly to salary calculator. Convert an hourly wage into annual, monthly and weekly pay.
Pay Raise Calculator
See your new salary, the dollar increase, extra pay per month and your new hourly rate from any percentage raise. Is 3% a good raise? Check now.
Overtime Pay Calculator
Free overtime pay calculator. Calculate gross pay including time-and-a-half or custom overtime rates.
Take-Home Pay Calculator
Free take-home pay calculator. Estimate net annual, monthly and biweekly pay from gross salary and effective tax rate.
Net Worth Calculator
Free net worth calculator. Find your net worth by subtracting total liabilities from total assets.
Business & Money Math
Margins, tax, ROI and everyday money math.
Markup Calculator
Free markup calculator. Find the selling price and profit from a cost and markup percentage.
Profit Margin Calculator
Free profit margin calculator. Find profit and profit margin percentage from price and cost.
Break-Even Calculator
Free break-even calculator. Find the units and revenue needed to cover fixed and variable costs.
ROI Calculator
Free ROI calculator. Find return on investment percentage, net profit and annualized return.
CAGR Calculator
Free CAGR calculator. Find the compound annual growth rate between a beginning and ending value.
Sales Tax Calculator
Free sales tax calculator. Add sales tax to any amount to get the tax and final total.
VAT Calculator
Free VAT calculator. Add VAT to a net amount to get the VAT and gross price.
Tip Calculator
Free tip calculator. Calculate the tip, total and amount per person to split a bill.
Discount Calculator
Enter the price and % off to get the final sale price and how much you save. Handles stacked deals like 20% off plus an extra 15% off.
Percentage Calculator
Find X% of any number instantly. Example: 15% of 200 = 30. Formula and worked examples included — free, private, works on any phone.
Percentage Change Calculator
Free percentage change calculator. Find the percent increase or decrease between two numbers.
Unit Price Calculator
Enter two package prices and sizes to see the price per ounce, pound or item side by side — and which one is the better buy. Free and instant.
Depreciation Calculator
Free straight-line depreciation calculator. Find annual and monthly depreciation of an asset.