Estimate what a monthly systematic investment plan could grow to over your chosen horizon.
How the SIP Calculator works
A systematic investment plan invests a fixed amount monthly. The calculator compounds those contributions at an expected return to estimate the maturity value.
Example calculation
Investing $500 a month for 15 years at 12% projects to roughly $250,000, far above the $90,000 contributed.
Tips for using the SIP Calculator
- Regular investing averages your purchase price over time.
- Returns depend on the underlying fund and are not fixed.
- Increase contributions as income grows.
SIP Calculator — frequently asked questions
- Are SIP returns fixed?
- No — they depend on market performance of the underlying fund and are not guaranteed.
- Does rupee/dollar cost averaging help?
- Investing a fixed amount regularly buys more units when prices are low, smoothing the average cost.
- Are SIP returns guaranteed?
- No — they depend on market performance of the chosen fund.
- What is cost averaging?
- Buying more units when prices are low and fewer when high, smoothing the average cost.
Related calculators
Compound Interest Calculator · Simple Interest Calculator · Savings Calculator · CD Calculator · APY Calculator · Investment Calculator