Use an expected return for investments or an interest rate for accounts.

Include contributions?

This is a single lump sum. Use the compound interest calculator for ongoing deposits.

What's the difference from compound interest?

Future value here is a single lump sum; the compound calculator adds recurring contributions.

These are nominal figures; subtract inflation for real purchasing power.

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Free future value calculator. Find what a present sum will be worth after growth at a given rate.

Apply the time value of money: FV = PV × (1 + r)ⁿ. See what a lump sum becomes after compounding.

Future value applies the time value of money: FV = PV × (1 + r)ⁿ, showing what a single lump sum becomes after growth.

$10,000 at 7% for 10 years has a future value of about $19,672.

What rate to use?: Use an expected return for investments or an interest rate for accounts.
Include contributions?: This is a single lump sum. Use the compound interest calculator for ongoing deposits.
What's the difference from compound interest?: Future value here is a single lump sum; the compound calculator adds recurring contributions.
Does inflation affect this?: These are nominal figures; subtract inflation for real purchasing power.